Privacy Policy

Last Updated: July 2, 2025

This Privacy Policy document contains types of information that is collected and recorded by DontOverpayInsurance and how we use it.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in DontOverpayInsurance. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

When you request an insurance quote or otherwise submit a form on our website, we may collect additional information necessary to match you with insurance providers and generate quotes. Depending on the form, this may include your date of birth, gender, mailing and residential address, driver's license status, vehicle information (such as year, make, model, and usage), driving history, current insurance status, and similar information relevant to obtaining an auto insurance quote.

How we use your information

We use the information we collect in various ways, including to:

  • Provide, operate, and maintain our website
  • Improve, personalize, and expand our website
  • Understand and analyze how you use our website
  • Develop new products, services, features, and functionality
  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
  • Send you emails
  • Connect you with insurance providers, agents, brokers, and comparison partners, and share your information with them so they can contact you and provide you with quotes, offers, and related services
  • Find and prevent fraud

How We Share Your Information

DontOverpayInsurance operates as a marketing and lead-generation service. This means that a primary purpose of collecting your information is to share it with third parties who can offer you insurance products and related services. When you request a quote or submit a form, you understand and agree that we may sell, share, or otherwise transfer the information you provide to third parties, including:

  • Insurance companies, carriers, agents, and brokers
  • Insurance comparison platforms, lead aggregators, and marketing partners
  • Service providers that help us operate our website and business

These third parties may contact you by phone, email, or text message using the information you provide, and their use of your information is governed by their own privacy policies. Under the CCPA, this sharing may be considered a "sale" of personal information. You may opt out of the sale or sharing of your personal information at any time by contacting us at connect@dontoverpayinsurance.com (see the CCPA section below).

Consent to Be Contacted (Telephone and Text Messages)

By submitting your information through a form on our website, you provide your prior express written consent to be contacted by DontOverpayInsurance and the insurance providers, agents, and marketing partners with whom we share your information, at the telephone number(s) you provide. You agree that these communications may be made using an automatic telephone dialing system, an artificial or prerecorded voice, and/or by text (SMS/MMS) message, even if the number you provide is on a state or federal Do Not Call list.

You understand that your consent is not a condition of purchasing any property, goods, or services, and that you may revoke it at any time. Message and data rates may apply, and message frequency may vary. To opt out of text messages, reply STOP to any message you receive; for further assistance, reply HELP or contact us at connect@dontoverpayinsurance.com.

Log Files

DontOverpayInsurance follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, DontOverpayInsurance uses 'cookies'. These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

For more general information on cookies, please read "Cookies" article from the Privacy Policy Generator.

Google Analytics

We use Google Analytics, a web analytics service provided by Google, to help us understand how visitors use our website. Google Analytics uses cookies and similar technologies to collect information such as your IP address, browser and device type, the pages you view, the time and duration of your visit, and the website or source that referred you. This information is used in aggregate to analyze trends, administer the site, and improve visitors' experience. We do not use Google Analytics to serve advertisements on this website.

Google's use of the information it collects through Google Analytics is governed by Google's Privacy Policy, available at https://policies.google.com/privacy. You can prevent your data from being used by Google Analytics by installing the Google Analytics Opt-out Browser Add-on, available at https://tools.google.com/dlpage/gaoptout.

Third Party Privacy Policies

DontOverpayInsurance's Privacy Policy does not apply to other websites or to the third parties with whom we share your information (such as the insurance providers and partners described above, or Google). We advise you to consult the respective Privacy Policies of those third parties for more detailed information, including their practices and instructions on how to opt out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at connect@dontoverpayinsurance.com.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at connect@dontoverpayinsurance.com.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

DontOverpayInsurance does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately at connect@dontoverpayinsurance.com and we will do our best efforts to promptly remove such information from our records.

Contact Us

If you have any questions or suggestions about our Privacy Policy, or wish to exercise any of your data rights described above, do not hesitate to contact us at connect@dontoverpayinsurance.com.